Student accident insurance may be made available to students. Once the student and/or the parents have purchased the insurance, it becomes a matter between the student (or parent) and the insurance company. The school will participate only to the extent of filling out and turning over to the student (or parent) that portion of the claim form necessary to certify the time, location, and circumstance of the accident, and to identify the student as a participant in the student insurance program.
The student insurance offered will be compulsory for all students participating in junior and senior high school athletics, unless their parents sign a release demonstrating that they have sufficient insurance which would cover students during these activities.
The agency and/or underwriting company must provide knowledgeable local representation to follow up problem claims, answer questions concerning coverage and procedures, and generally expedite the entire program from the standpoint of communication among the claimant, doctor or hospital, and claims office.